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Ihor Kreshchenko
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Ihor Kreshchenko

Managing Director, Advapay Canada

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Writes about
Canadian MSB registrationRPAA / PSP registrationCanadian market entryBanking accessPayments infrastructureRegulatory strategyDigital assetsFintech operating models

Ihor Kreshchenko is Managing Director at Advapay Canada, where he leads the company’s Canadian operations and advises fintech businesses on market entry, regulatory strategy, banking access and operational launch. His work spans Canadian MSB registration, RPAA / PSP readiness, compliance setup, payment infrastructure and the practical decisions required to turn a regulatory project into an operating business.

Ihor has worked across Canadian money-services and payments models involving remittance, foreign exchange, digital assets, embedded financial services and cross-border payments. His experience includes supporting more than 100 Canadian MSB registrations, extensive Bank of Canada PSP work, banking and payment-partner introductions, and client engagements from initial structuring through launch.

As an author, Ihor writes about building and operating fintech businesses in Canada: choosing the right regulatory route, aligning FINTRAC and RPAA requirements with the operating model, securing banking and payment infrastructure, and avoiding the gap between being registered and being commercially ready to launch.

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