Chief Strategy Officer, Advapay
Ivan Aleksandrov is Chief Strategy Officer at Advapay, where he leads jurisdiction selection and licensing strategy for fintech, payment, e-money, and crypto businesses. His work helps founders and operators match the right permission, regulatory route, and infrastructure model to the business they actually intend to run.
Ivan's experience draws on Advapay's work across more than 100 licensing and platform projects in the EU, the UK, Switzerland, Canada, the Middle East, and other regulated markets. He focuses on the early decisions that determine whether a launch plan is realistic: EMI versus PI authorization, CASP licensing, Swiss SRO membership, capital and safeguarding expectations, banking access, outsourcing, compliance setup, and technology readiness.
As an author, Ivan writes practical licensing and market-entry guides for founders before they commit to a jurisdiction, build a product, or submit an application. His work is designed to make regulatory strategy understandable enough to support commercial decisions without oversimplifying supervisory reality.
Advapay explains the difference between Swiss SRO membership and the Banking Act fintech license, including AML supervision, deposit-taking, capital, timeline, EU passport limits, and jurisdiction fit for fintech and crypto founders.
Complete guide to EU EMI licensing, jurisdiction selection, tech stack, KYC/AML, banking partners, and go-to-market. 12 pages by Ivan Aleksandrov.