Sales Executive, Advapay
Karlo Soltic is a Sales Executive at Advapay, working with fintech founders, payment companies, crypto businesses, and regulated financial services teams as they assess licensing, consulting, core banking infrastructure, and Banking-as-a-Service options. His role is client-facing: understanding the business model, clarifying the launch objective, and helping teams identify which Advapay services are relevant before a project moves into detailed delivery.
Karlo's work covers early scoping for EMI and PI licensing, CASP and crypto models, Canadian MSB registration, Swiss SRO-based fintech structures, banking access, and software infrastructure needs. He helps prospective clients translate commercial ideas into practical project conversations: what license may be needed, what infrastructure must be in place, which operational gaps need attention, and how consulting and technology workstreams fit together.
Karlo writes from that practical front-line perspective, focusing on the questions founders and operators ask before they commit to a licensing route, core banking platform, or regulated fintech launch plan.
Compare EMI and PI licenses for fintech founders: e-money issuance, customer balances, payment services, capital requirements, business-model fit, upgrade risk, and how to choose the right route.