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BlogEMI LicensingPI LicensingPayment InstitutionElectronic Money InstitutionFintech LicensingAvailable

EMI vs PI License: Which One Does Your Fintech Actually Need?

A practical guide to choosing between an EMI license and a PI license based on whether the fintech model stores customer value or only moves money.

By Karlo Šoltić, Sales Executive at Advapay

Updated Jul 2026Free
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