Browse older Advapay fintech resources and guides on licensing, core banking, BaaS, payments, compliance, and regulated market entry.
A Fintech Trends 2026 deep-dive on deliberate multi-jurisdiction strategy for fintech operators: when EEA passporting is enough, how to choose a home regulator, and when separate UK, Swiss or other non-EEA entities justify their cost.
A Tuesday Tech article by Gustav Korobov on choosing between SaaS, a perpetual software license, and source-code purchase for core banking software, including operational control, cost shape, hosting responsibility, roadmap ownership, and stage fit.
Advapay weekly fintech commentary for 6 to 12 July 2026: Nodu, Ripple, Revolut, Flutterwave, Volt, Sony Bank and the FCA show how the post-MiCA market is moving from deadline management to licensing architecture, product design, stablecoin payments and UK crypto authorization planning.
A Licensing Playbook chapter on choosing the right EEA fintech jurisdiction for EMI, PI, and CASP authorization, covering passporting, regulator style, local substance, the PI/EMI perimeter, banking access, timeline, capital, cost, and reverse solicitation limits.
A Fintech Trends 2026 deep-dive on regulation becoming technical infrastructure, covering DORA, MiCA, the EU AI Act, audit trails, platform evidence, and why compliance obligations need owners, data models, tests, and system records.
A Tuesday Tech article on build vs buy core banking software from a delivery and engineering standpoint, covering when building is justified, what a team must maintain, the platform layer hidden under the banking features, realistic time and cost trade-offs, and how Advapay Macrobank changes the decision.
Advapay weekly fintech commentary for 29 June to 5 July 2026: the MiCA transitional period ends, Binance is locked out of the EU, Pay10 secures a Hungarian EMI license, and SBI buys Bitbank as capital keeps consolidating into licensed operators.
Compare EMI and PI licenses for fintech founders: e-money issuance, customer balances, payment services, capital requirements, business-model fit, upgrade risk, and how to choose the right route.
An operator-focused Advapay analysis of stablecoins as treasury and settlement infrastructure: where fiat-referenced tokens beat legacy rails, how MiCA draws the perimeter, and what custody, monitoring, reconciliation, accounting, and licensing controls regulated fintechs need.
A Tuesday Tech article on modern core banking architecture, explaining what cloud-native really means for regulated fintech operators in 2026: modular domain logic, resource-elastic runtime services, messaging, caching, observability, and Kubernetes-ready operation.
Advapay weekly fintech commentary for 22-28 June 2026: Binance withdraws its Greek MiCA application, ESMA warns unlicensed crypto firms to wind down, early filers passport across the EU, and capital backs regulated infrastructure.
Advapay explains the difference between Swiss SRO membership and the Banking Act fintech license, including AML supervision, deposit-taking, capital, timeline, EU passport limits, and jurisdiction fit for fintech and crypto founders.