Nikola Kosović

Nikola Kosovic is a Key Account Manager at Advapay, working with fintech founders, payment companies, and financial services businesses on licensing, consulting, Banking-as-a-Service, and software infrastructure projects.

He supports clients from early business-model discussion through licensing preparation, vendor selection, core banking setup, and go-live coordination. His work connects commercial requirements with the practical decisions regulated fintech teams need to make: which license path fits the model, what infrastructure is needed, how banking and payment operations should be structured, and where Advapay's consulting, Macrobank core banking platform, and BaaS capabilities can support the launch.

Nikola writes about fintech licensing, crypto and MiCA authorization, banking access, BaaS implementation, core banking software, and the operational choices founders face when moving from idea to regulated business.