Entering the US fintech market requires careful planning, regulatory understanding and the right banking strategy. In this webinar, our experts will explain how fintech companies can establish a compliant presence in the United States through MSB USA registration (FinCEN), the implementation of a robust compliance framework and a bank-ready operating model.
The session will provide a practical overview of the MSB USA registration landscape, including registration requirements, compliance obligations and banking considerations. Participants will learn how fintech companies can work with sponsor banks, leverage existing licensing structures and accelerate market entry without obtaining individual Money Transmitter Licences in every state.
The webinar will also explore how ready-made fintech infrastructure, core banking technology and compliance solutions can significantly reduce time to market and support a scalable US expansion strategy.
Date and time
📅 9 July 2026
🕓 4:00 PM CEST / 9:00 AM CDT
⏱️ Duration: 1 hour
Agenda
Welcome and introduction
Introduction to the webinar programme, speakers and key considerations for fintech companies entering the US market.
Presentation 1: US MSB registration, compliance and banking readiness
Topics covered:
- U.S. Compliance Program Overview
- Understanding MSBs and Money Transmitter Licensing
- Understanding Customer Types (Business VS Indviduals) and Transaction Flows
- U.S. Market Entry Options:
- Sponsor Bank Partnership (most common approach)
- MSB + Sponsor Bank
- MSB + State Money Transmitter Licenses (MTLs)
- Bank Acquisition / Charter
- Typical Timelines and Key Considerations
Presentation 2: Accelerating launch with fintech infrastructure
Presented by Hamid Najafi, Advapay
Topics covered:
- Core banking and wallet infrastructure
- Payment and e-money technology
- Compliance-ready fintech solutions
- How ready-made technology can reduce time to market
- Building an operational fintech platform from day one
Q&A
Questions and answers with both speakers.
Registration
Advapay at stake:
How can Advapay can assist you in launching your fintech, payment or crypto business?
- CASP Crypto license in Malta
- Assistance in EMI/PI licencing in the EEA/UK
- Registration of MSB company in Canada
- SRO membership in Switzerland
- Delivery of a comprehensive Core banking system encompassing back-office and white-label applications for end-users
- Assistance in payment infrastructure development
- BaaS-solutions in collaboration with our partners – EEA/UK licenced EMIs and PIs
