Advapay is introducing Macrobank 3.1 — a major core banking platform upgrade designed to help fintech companies, digital banks, EMI, PI, and crypto businesses scale with greater speed, flexibility, and operational resilience.
This release introduces significant infrastructure improvements across the platform and launches our brand-new Card Management Module, giving businesses more flexibility in building and managing card programmes within a single ecosystem.
Built for modern fintech infrastructure
Macrobank 3.1 core banking platform upgrade delivers measurable improvements in platform performance, reliability, and scalability.
With a modernised runtime and distributed caching architecture, the core banking platform now provides faster API responses, lower database load, and a smoother operational experience across both client and operator environments.
The release also strengthens system resilience through improved messaging architecture and enhanced event-driven synchronisation, helping reduce delays, duplication issues, and operational bottlenecks.
Under the hood, Macrobank 3.1 is powered by a modern technology stack, including:
• .NET 10
• Apache Ignite
• RabbitMQ
• OpenTelemetry
• Kubernetes-ready infrastructure
These improvements create a more stable foundation for growing fintech operations and high-volume transactional environments.
Introducing the new Card Management Module
One of the key additions in Macrobank 3.1 is the new Card Management Module.
The module enables fintech companies to launch and manage card programmes directly within the Macrobank ecosystem, simplifying operations and improving flexibility.
With the new module, businesses can:
• issue, activate, block, replace, and close cards,
• manage the full card lifecycle from a single platform,
• connect different card issuing providers through a flexible integration layer,
• switch providers without rebuilding infrastructure,
• securely manage sensitive card operations across services.
The module is designed to support scalable card operations while maintaining operational control and flexibility.
Smarter workflows for real operational complexity
Macrobank 3.1 significantly expands workflow capabilities across the platform.
The new release introduces triple the workflow branching logic, allowing businesses to better model approvals, exceptions, operational rules, and edge-case scenarios.
Additional workflow enhancements include:
• context-aware approvals,
• configurable multi-signature flows,
• improved auditability,
• easier operational configuration for different scenarios.
These improvements help teams automate more complex operational processes while maintaining transparency and compliance controls.
Extended crypto and AML capabilities
Macrobank 3.1 also extends support for multi-currency and crypto operations.
The platform now offers improved consistency for crypto transaction handling across services, creating a clearer operational structure and easier reconciliation processes.
The release additionally introduces enhanced AML functionality, including blacklist import capabilities for faster and more accurate compliance checks.
Flexible deployment models
Macrobank is designed to adapt to different business models and operational requirements.
Companies can choose between:
• SaaS deployment,
• software licensing,
• or full source-code ownership.
Combined with ready integrations and a modular architecture, Macrobank provides fintech businesses with a scalable foundation for long-term growth.
Core banking platform upgrade: built for fintech growth
Macrobank 3.1 is more than a platform upgrade — it is a step towards more resilient, scalable, and launch-ready fintech infrastructure.
Whether you are building a digital banking platform, expanding payment operations, launching card programmes, or integrating crypto functionality, Macrobank 3.1 provides the flexibility and operational stability needed to support growth.
Ready to see Macrobank 3.1 in action? Contact our team to book a demo
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