IT-solution for FINTECH projects

Advapay offers services of building IT solutions for fintech projects based on Canopus EpaySuite platform. The solutions are aimed at comprehensive automation in the following areas:

  • Regulated Payment service providers (PI / EMI)
  • Fintech businesses
  • Challenger banks (Neo-banks)

Canopus EpaySuite is a universal fintech software platform, which is capable of delivering highest level of IT functionality for fintech businesses and providers of financial and payment services. A solution focused on fully integrated automation of fintech business processes, compliant with regulatory technical standards (RTS) of Payment Services Directive (EU PSD 2) and new personal data processing rules (EU GDPR).

Functionality

Customer onboarding
Customer onboarding
Payment methods
Payment methods:

SWIFT/SEPA/Instant payments/EBICS/UK Faster payments

AML/KYC
AML/KYC
E-wallets
E-wallets, payment & e-money accounts
Acquiring
Acquiring: Card2Account Account2Card payments
Card issuing
Card issuing
Remittance
Remittance
Crypto currencies
Crypto currencies

Features

  • Quick start
  • Intellectual UI/UX
  • Ready-made TPP integrations
  • Built-in AML/KYC module
  • Open architecture
  • ISO 8583, ISO 20022 support
  • RTS/PSD 2, IFRS compliance
  • Multicurrency e-wallet
  • Crypto operations
pattern

Benefits of FinTech IT Solutions:

  • It is based on a powerful banking system, including international chart of accounts / reporting, AML, automation of all business processes of the company, Internet / mobile banking, etc.
  • Compliance with international safety requirements (RTS, GDPR, etc.) and the requirements of European regulators.
  • Thanks to a number of successful implementations in various jurisdictions, the system is well known to European regulators.
  • Availability of a full-fledged back office, including a set of ready-made gateways with banks, acquirers, card providers, SMS providers, SWIFT / SEPA, etc.
  • Ability to quickly customize the functionality to your own requirements thanks to a flexible system for setting up business processes, allowing you to make changes to the design and structure of the UI Web / Mobile app, create and connect your own Web / Mobile interface.
  • Availability of ready-made box configurations that can be deployed and launched as soon as possible.
  • The optimal quality, cost and time ratio.
  • Support at the licensing stage on the provision of necessary information to the regulator.

Our clients include banks, banking agents and licensed PSPs: API / EMI and AIS / PIS providers.